Church Loans
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If You Can Dream It, We Can Finance It
At WatersEdge, we offer loans to Southern Baptist churches and organizations. Whether you’re ready to build, renovate, refinance or fund projects, our seasoned staff is here to guide you. We offer highly competitive financing with compelling benefits, including:
- Attractive Terms and Rates
- Low Closing Costs
- No Prepayment Penalties
- Convenient Online Application
- Minimal Paperwork
- Interest Reinvested in Kingdom Causes
Our goal is to deliver the most cost-efficient, hassle-free loan anywhere. And unlike traditional lenders, the interest from your WatersEdge loan is returned to churches and individuals who’ve invested in Kingdom causes. When you partner with WatersEdge, expect a friendly, cost-effective, streamlined loan experience.
Types of Loans We Offer:
Your Loan Interest is Reinvested in Kingdom Causes
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Learn how the WatersEdge loan process works.
3 – 5 Business Days
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COMPARE RATESFill out this form to receive a rate quote. |
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CONNECT WITH USWe’ll reach out with a custom quote and answer initial questions about your loan. |
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APPLY ONLINESubmit your loan using our convenient online application. |
3 – 6 Weeks
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EVALUATIONAfter we receive your application, we’ll begin the review and due diligence process. |
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SITE VISITWe’ll schedule an in-person or virtual visit with your church to inspect the property, review the loan in detail and answer questions. |
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APPROVALFollowing the site visit, your loan will be considered for approval. |
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CLOSINGIf approved, we’ll schedule your loan closing with a local title company once final title and insurance requirements are met. |
$135+
Million
Loan Interest Returned to Ministry
1,950+
Churches &
Ministries Helped
$186+
Million
Total Loan Portfolio
All statistics as of 1/31/24; loan interest since 1984; churches helped since 1953.
“We decided to finance our project with WatersEdge because of their heart for the local church. They’re making it possible for a lot of people and ministries to do good work.”
Josh Kouri
Founder, Senior Pastor, Frontline Church | Oklahoma City, OK
“The Bible says to be good stewards. WatersEdge helped us do that. They gave us a really good rate, streamlined the paperwork and made it easy.”
Drew Sanford
Student and Administrative Pastor, Sunnylane Church | Oklahoma City, OK
